Introduction
EASE Program
EASE Application
RRSP Strategies
RRSP Loan Strategies
Investment Strategies for Borrowed Money
Materials
 
   New funding options: RSP loan proceeds may be used to finance Registered Education Savings Plans (RESPs).

Materials

Please click on the links below for PDF printable versions of the B2B Trust RRSP Loan materials. You will need Adobe Reader to view the following PDF files. Download a free version here.

RRSP Loan Applications and Forms

Loan Guides

B2B Bank RSP Loan Program Rates

Effective August 13, 2013
Amortization Period
Variable Rate
Fixed Rate
1 year
Prime + 0.50%
Prime + 2.00%
2 years
Prime + 0.50%
Prime + 3.00%
3 - 5 years
Prime + 2.25%
Not applicable
6 -10 years
Prime + 2.75%
Not applicable

The Prime rate is the rate of interest announced from time to time by B2B Trust as its “Prime rate” and may change without prior notice. The annual percentage rate (APR) cost of borrowing for a one year term fixed rate RRSP loan of $10,000 is 7.25% (Prime rate + 3.75% as of December 10, 2008). The APR presented is an example only. The APR will vary depending on the amount borrowed and the loan features selected. The interest rate applicable to the loan and the associated borrowing costs may vary with fluctuations in the Prime rate. All rates are subject to change without notice.

If you require assistance, or have further questions please contact B2B Trust's Client Service team toll free at 1-800-263-8349 or in Toronto at (416) 947-7427.

Click here to order the above materials online.