Introduction
EASE Program
EASE Application
RRSP Strategies
RRSP Loan Strategies
Investment Strategies for Borrowed Money
Materials
 
   New funding options: RSP loan proceeds may be used to finance Registered Education Savings Plans (RESPs).

EASE Program

Introducing the B2B Trust RRSP Loan Program

A simple yet flexible, fast and affordable loan program brought to you and your clients by B2B Trust in association with CI Investments.

Simple Yet Flexible

Three different options for different client segments:
  • Offer variable or fixed interest rates to clients to fit their financial plans and their risk profile.
  • Loans can be paid off in one or two years to free up cashflow for future contributions.
  • Top up loans are great solutions for clients or prospects who need to extend the amortization period beyond two years to fit the amount of the loan payment in their budget, or want to use up all of their contribution room.

Fast

  • EASE Online application with instantaneous adjudication: Find out within minutes whether your client's RRSP loan has been approved.
  • Previous RRSP borrowers may qualify automatically.

Affordable

  • Extremely competitive interest rates.
  • Variable or fixed interest rate terms available.
  • Deferred payment option for up to six months with amortization starting at the end of the deferral period.
  • If the RRSP contribution creates a tax refund, have your clients use the refund to repay part of the loan and take advantage of EASE's Six month deferral on loan repayments.
Learn more with the RRSP Loan Program Quick Reference Sheet (PDF)

Be sure to prospect early in the season to provide effective lending solutions.

 

 


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