Bank of Montreal CI C.A.P.I.T.A.L. Deposit
Notes Callable Class SERIES 1 On Sale from January 4th – March 4th,
Potential compounded annual return if redeemed at mid-term by Bank of
Potential with Capital Protection is Possible
The primary objective
of many investors is rapidly changing from capital appreciation to capital
preservation. Investors who have experienced the market volatility of
recent years are increasingly concerned about protecting their nest eggs.
Bank of Montreal CI C.A.P.I.T.A.L. Deposit Notes Callable Class gives you the
opportunity to earn an attractive 8.0% compounded annual return after two-and-a-half
years if they are redeemed by the Bank as issuer, or the full return of
two award-winning funds from CI over the entire five-year term of the Note.
These funds and their managers have outstanding long-term
track records.This combination of funds has the potential to produce outstanding
returns with lower relative volatility.
Your original investment is protected. Regardless
of how markets perform over the five-year term of the Note, your principal
is protected if you hold it to maturity. BMO CI C.A.P.I.T.A.L. Deposit
Notes Callable Class are on sale from January 4, 2005 through March
here for more information or contact your financial advisor.
Details of the risk factors of CI C.A.P.I.T.A.L. Deposit
Notes, along with complete disclosure of how variable interest on Bank
of Montreal CI C.A.P.I.T.A.L. Deposit Notes Callable Class is calculated,
are contained in the Information Statement dated January 4, 2005. ®CI
Investments and the CI Investments design are registered trademarks of CI Investments Inc. "C.A.P.I.T.A.L. Deposit Notes" is a trademark of
BMO Nesbitt Burns Corporation Limited used under licence.