Two flexible solutions designed to meet your needs

1. For investors who require cash flow now: G5|20i

  • G5|20i is the immediate cash flow fund: The annual guaranteed cash flow distribution begins in the month immediately following the Issue Period and will equal 5% of the initial investment.

  • Locking in growth: If the market value of the fund is higher than the Guaranteed Asset Value (GAV) on any GAV Increase Date, half of those positive gains will be locked in to establish a new, higher GAV for the fund. Each fund's GAV will be reviewed every three years and can only be increased, automatically providing higher cash flow for investors in future years.

 

2. For investors who need cash flow later but want to guarantee the value now: G5|20

  • G5|20 is the deferred cash flow fund: The annual guaranteed cash flow distribution begins after a five-year Accumulation Phase and will equal 5% of the greater of the initial investment, the most recent GAV during the Accumulation Phase, or the fund value after five years. In the event of positive market performance during the Distribution Phase, there is potential for the guaranteed distribution to be increased.

  • Locking in growth: If the market value of the fund is higher than the GAV on any GAV Increase Date, half of those positive gains will be locked in to establish a new, higher GAV for the fund. Opportunities for GAV Increases occur midway through the Accumulation Phase, and every three years during the Distribution Phase. The GAV can only be increased for a fund, automatically providing higher cash flow for investors in future years.