Asset allocation is a critical part of successful investing. Ultimately, proper asset allocation will deliver maximum returns for an investor’s given financial objectives and tolerance for risk.

Now you can receive the benefits of strategic asset allocation within the CI GIF program. The program includes four CI GIF Portfolios with asset allocations ranging from a conservative mix of fixed-income and equity securities to an aggressive 100% equity mix.

CI also recognizes the value of additional diversification by geographical region and by investment management style. As a result, the CI GIF Portfolios invest in a diverse lineup of CI mutual funds, representing Canadian and foreign fixed-income and equity securities, as well investment approaches of value, growth and momentum.

Overall, the CI GIF Portfolios offer these benefits:

• Diversification by asset class and geographical area, as well as by portfolio management team and investment approach.
• Reduced volatility through increased diversification.
• Relatively lower insurance costs compared to a similar portfolio of individual funds.
• Simplicity and convenience of achieving asset allocation through one fund purchase.
• Regular fund rebalancing to maintain the appropriate asset allocation.
  

The funds achieve their asset allocation through investments in up to 13 CI mutual funds. CI has created each portfolio with the goal of achieving the optimal mix of asset classes, Canadian and foreign securities, and investment approaches for each overall investment objective:

All of the CI GIF Portfolios created by CI
Investments have been independently reviewed
by Mercer Investment Consulting to confirm
that their asset allocations represent efficient
asset mixes along an efficient frontier.

CI will monitor the CI GIF Portfolios to ensure they continue to adhere to their target asset allocations. CI’s goal is to allocate the flow of cash into the funds to achieve the target asset allocation, minimizing the tax consequences of rebalancing.