An RRSP is an ideal way for your clients to save for their retirement. Investing in an RRSP allows them to receive a tax deduction as well as earn tax-deferred investment returns. Over the long run, this tax-free compounding of returns can add up to tremendous savings.

In Part 1 of this module, you will cover RRSP Fundamentals ranging from the RRSP market to contribution rules and eligible investments. This knowledge is key to understanding RRSPs and their importance to Canadian investors. In Part 2, you will be introduced to several proven RRSP Investment Strategies that will enhance retirement savings for your clients. The CE credit quiz is at the end of this second section.

Completing this module and CE credit quiz will take approximately 4 hours. You must receive a mark of 60% on the quiz in order to be eligible for CE credits. Certificates will be mailed to those who have successfully completed this module. Please go to the Financial Product or the Financial Planning section of the Advising the Client website for information about CE accreditation with the following regulatory bodies, IIROC, CSF, IQPF, AIC, ICM.

1. Your Opportunity
Your Opportunity

2. Your Solution
Making RRSP Contributions

3. Your Advantage
RRSP Tax Advantages
Tax-free Growth
Your Advantage
4. Understanding RRSPs
The RRSP Market
Pension Adjustment
Unused Contributions
Additional Contributions
Contributions Made After Death
Spousal Contributions
Eligible Investments
Retiring Allowance
Book Value Calculator

5. Proceed to Part 2
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